The Two-fold Benefit of Charity Credit Cards
By Diane Newsom

Charity credit cards offer you an alternative way to generously donate money to various causes: causes that serve to help others in need. In an effort to get you to sign on for various cards, many card companies are now offering credit cards to you that donate an amount to charities whenever you spend. Ultimately, card companies are helping numerous charities raise the funds they so desperately need and many shoppers like you are prepared to help: if you don’t necessarily have the extra cash on hand to donate to your favourite charities you can now help out such charities by using a credit card that participates in such schemes.

Various charities are making arrangements with different credit card companies in an effort to get funding for their cause. For all intents and purposes, the only thing you have to do is to sign up for the credit card—for each application fulfilled, charities immediately receive a donation from the credit card company. Moreover, as you use the card on various purchases, the credit card companies again make donations to the charities associated with the cards being used on the purchases.

So what kind of credit cards are you able to apply for online? The Red American Express credit card is one of many cards being offered for such a worthy cause. Each time you use the Red American Express credit card the amount spent increases the donation sent to the charity: a charity pre-chosen by the card issuer. During the first month that you use the Red American Express card, American Express will donate £5 to the Global Fund: an organisation that is helping children and women in Africa experiencing the affects of AIDS. Plus, each year, American Express donates one percent of anything you spend up to £5000 and 1.25 percent of anything spent over £5000. Essentially, each time you use the Red American Express card you will be helping women and children in Africa who really need that your help—something you can feel good about.